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#To purchase by phone : 1 844 386-8448
# 1 844 386-8448

Post-Departure Insurance

Post-Departure Insurance

Have you already left Quebec without purchasing insurance coverage for emergency medical expenses? Eureka Travel Insurance can provide you with post-departure travel insurance in a timely manner. All it takes is one call!

Only a limited number of insurers allow you to take out travel insurance after you have left Quebec, because you represent an insurance risk as soon as you leave the province.

The coverage offered by post-departure travel insurance for emergency medical expenses is similar to what you can obtain with a policy purchased before you leave. However, in most cases, there will be a waiting period before the medical coverage takes full effect.

Obtain travel insurance coverage that suits your needs wherever you go with the reliable, affordable protection offered by Eureka Travel Insurance.

What may be covered by post-departure travel insurance for emergency medical expenses?
  • Emergency medical expenses due to an accident or illness
  • Treatment provided by a doctor or other healthcare professional
  • Land and air ambulance
  • Repatriation to your province of residence
  • Hospitalization and diagnosis
  • Prescription medications
  • Emergency dental care
  • Return of vehicle or pet to your province of residence
  • X-rays and other medical services
  • Laboratory analyses
  • Transport of a family member or other loved one to your bedside
  • 24/7 emergency travel assistance
Opt for a customized solution:
What is the waiting period for post-departure travel insurance?

A waiting period will be required by the insurance company if you purchase an insurance policy for emergency medical expenses following your departure from Quebec.

The length may vary from 48 hours to seven days, depending on the policy you select. During this time, your medical insurance coverage will be reduced. Specifically, during the waiting period, you will not be covered for any illnesses or symptoms of disease. However, coverage for accidents will typically go into effect on the policy’s start date.

For a full explanation of the waiting period included in post-departure travel insurance for emergency medical expenses, speak to a Eureka Travel Insurance agent.

 
Exclusions and coverage reductions for post-departure travel insurance

Depending on your age and the length of your trip, your post-departure insurance policy may be subject to certain exclusions relating to pre-existing health conditions.

If you have consulted a doctor, experienced symptoms of illness, underwent a substantial change in the state of your health or submitted a claim to an insurance company following your departure from Quebec, it is possible that your request for post-departure travel insurance will be refused or that it will have exclusions and coverage reductions.

It is essential that you read your policy carefully in order to understand the details of your post-departure travel insurance for emergency medical expenses. Call us at 1 844 386-8448 for more information.

 
Eligibility criteria apply

When purchasing post-departure travel insurance for emergency medical expenses, there are some specific eligibility criteria which may apply.

A Eureka Travel Insurance agent can tell you about the criteria which apply to your situation, based on the selected insurance company.

For example, you may have to:

  • Be covered by the Régime d’assurance maladie du Québec (RAMQ) for the entire duration of your trip
  • Meet various eligibility criteria
 
* Please consult your insurance policy, paying particular attention to the provisions regarding eligibility and pre-existing health issues as well as any other exclusions, restrictions and conditions that apply to your coverage. Certain exclusions and benefit reductions may apply, which vary from one insurance company to another.