Travellers of all ages who plan extended stays outside Quebec should ensure they can enjoy complete peace of mind during their trip by purchasing insurance for medical expenses that is suited to their specific needs.
Whether you’re visiting Florida, Texas, Mexico, Asia or another destination, Eureka Travel Insurance will provide a customized solution based on the state of your health and your requirements.
Depending on your age and the length of your trip, you may have to complete a medical questionnaire in order to determine your eligibility and the applicable premium.
It’s important to answer all health-related questions accurately. If you have any doubts, you should consult your doctor in order to make sure your responses are correct. You should have your list of medications on hand and know what each one is for.
If you have any pre-existing health conditions, you should check to see if they will be covered during your trip. It’s therefore vital that you fully understand the state of your health as well as the length of time that each condition must be stable in order for it be covered.
Obtain the coverage you need for unexpected emergency medical expenses and other costs incurred wherever you travel with the reliable, affordable protection offered by Eureka Travel Insurance.
What may be covered by travel insurance for emergency medical expenses?If, as is the case for some travellers, you have a pre-existing health condition, it is essential that you fully understand the state of your health in order to know whether a particular medical condition will be covered or excluded if it worsens during your trip.
Examples of pre-existing conditions that may be covered:Learn more by talking to one of our agents, who will evaluate your specific needs and offer you coverage based on how long your health has been stable, even if it has only been stable for a short time.
And don’t forget that if the state of your health changes before leaving on your trip, you should contact us in order to make any required modifications to your policy. You can speak to an agent by calling 1 844 386-8448
Don’t worry, we will find a solution that will insure you for any days not covered by your original policy. Ask an agent about options to supplement your coverage by calling us at 1 844 386-8448
The higher the deductible you choose, the lower your premium will be. However, in the event that you make a claim, you will have to pay the deductible amount that you have selected. What decision you make will depend in part on your tolerance for risk. Would you rather pay a deductible of $500 if you have to make a claim, or pay $50 more for your premium when you purchase the policy?
We offer a range of deductible options that help reduce the premium you pay, making your coverage more financially affordable.
Speak to one of our agents for advice about the various deductible options available at 1 844 386-8448
Emergency return tripWhile you are on a trip of 30 days or more outside Quebec, what if a member of your immediate family back home dies or is hospitalized for at least seven consecutive days?
What if your primary residence is damaged, making it uninhabitable, or your business is damaged, making it unusable?
In cases like these, emergency return trip insurance allows you to make a trip back to Quebec and then return to your travel destination.
How about a combination package?Upon request, many insurance companies, recognizing the needs of frequent travellers, will offer a combination of an annual policy for emergency medical expenses and an extension covering a given number of days for a longer trip.
The advantage of a combination package is that it enables you to make an unlimited number of short trips outside Quebec after you return to the province from a long trip, as long as you meet the eligibility criteria set by the RAMQ (Régie de l’Assurance Maladie du Québec) and have valid health insurance.
A Eureka Travel Insurance agent can advise you on the maximum number of days that you’re allowed to spend outside your province of residence.
Various discounts and benefits availableEureka Travel Insurance’s agents can help you find the ideal solution, based on the many offers available from different insurance companies.
* Please consult your insurance policy, paying particular attention to the provisions regarding eligibility and pre-existing health issues as well as any other exclusions, restrictions and conditions that apply to your coverage. Certain exclusions and benefit reductions may apply, which vary from one insurance company to another.
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