This insurance coverage for emergency medical expenses is intended for non-residents visiting Canada and newly arrived immigrants waiting to be approved for provincial health insurance.
It is also available to Canadian citizens returning to the country after a prolonged absence who are no longer eligible for the provincial health insurance plan (RAMQ).
Anyone who is visiting Canada or returning to the country after an extended time should take out coverage for emergency medical expenses in order to avoid financial problems in the event of an accident or illness.
It’s preferable to purchase this coverage from a Canadian insurance company, since they have the expertise needed to find the best healthcare and services in the country. In the event of a claim, they can simplify the process for you and enable you to be reimbursed more quickly.
Obtain coverage for visitors to Canada or returning Canadians with the reliable, affordable protection offered by Eureka Travel Insurance.
What may be covered by travel insurance for visitors to Canada, Super Visa holders or returning Canadians/inpatriates? Coverage examples:The minimum coverage amount is C$10,000 and the maximum amount is typically set at C$300,000. The amounts vary depending on the insurer you select.
The higher the deductible you choose, the lower your premium will be. However, in the event that you make a claim, you will have to pay the deductible amount that you have selected. What decision you make will depend in part on your tolerance for risk.
We offer a range of deductible options that help reduce the premium you pay, making your coverage more financially affordable.
Speak to one of our agents for advice about the various deductible options available 1 844 386-8448
An individual’s pre-existing health conditions may be covered if the person is considered stable, according to the definition indicated in the travel insurance policy.
The definition of stability varies from one policy to the next, and since all policies contain exclusions and important definitions, it is essential to read yours carefully to ensure that it is the right fit for your needs.
Ideally, the policy should be purchased before coming to Canada, so that the individual will be covered upon arrival in the country.
However, if insurance was not purchased before arrival, it is always possible to do so afterward. In that case, most insurers impose a waiting period ranging from 48 hours to seven days before the coverage takes full effect.
It is easy for visitors to Canada to purchase insurance, and they may choose their preferred coverage amount and duration.
However, in the case of a Super Visa, the government of Canada’s eligibility criteria require holders to have an insurance policy that covers emergency medical costs of up to $100,000 for a period of 365 days.
Eureka Travel Insurance’s agents can help you find the ideal solution to reduce your premium and make your coverage more financially affordable, based on the many offers available from different insurers.
Are you returning to Canada after a prolonged absence and no longer eligible for coverage under the Régime d’assurance maladie provinciale (RAMQ)? Don’t worry—we have a solution for you! If you’re returning to Canada for just a few days, insurance coverage for visitors to Canada should meet your needs.
On the other hand, if you’re returning to Canada for an extended time and waiting to become eligible for coverage under the Régie de l’assurance maladie du Québec (RAMQ), inpatriate insurance will offer you more comprehensive protection.
Talk to a Eureka Travel Insurance agent at 1 844 386-8448 to select the policy that’s best for you.
* Please consult your insurance policy, paying particular attention to the provisions regarding eligibility and pre-existing health issues as well as any other exclusions, restrictions and conditions that apply to your coverage. Certain exclusions and benefit reductions may apply, which vary from one insurance company to another.
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