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Your health matters

If, as is the case for some travellers, you have a pre-existing health condition, it is essential that you fully understand the state of your health in order to know whether a particular medical condition will be covered or excluded if it worsens during your trip.

Examples of pre-existing conditions that may be covered:

Learn more by talking to one of our agents, who will evaluate your specific needs and offer you coverage based on how long your health has been stable, even if it has only been stable for a short time.

And don’t forget that if the state of your health changes before leaving on your trip, you should contact us in order to make any required modifications to your policy. You can speak to an agent by calling 1 844 386-8448

Do you already have coverage of emergency medical expenses through a credit card or an individual or group insurance policy?

Don’t worry — we will find a solution that will insure you for any days not covered by your original policy. Ask an agent about options to supplement your coverage by calling us at 1 844 386-8448

Reduce your premium by selecting a different deductible

The higher the deductible you choose, the lower your premium will be. However, in the event that you make a claim, you will have to pay the deductible amount that you have selected. What decision you make will depend in part on your tolerance for risk. Would you rather pay a deductible of $500 if you have to make a claim, or pay $50 more for your premium when you purchase the policy?

We offer a range of deductible options that help reduce the premium you pay, making your coverage more financially affordable.

Speak to one of our agents for advice about the various deductible options available at 1 844 386-8448

Various extended coverage endorsements are available for contact, adventure and extreme sports/activities, depending on your needs

Whatever kind of activity or sport you like to do during trips outside of Quebec, we’re sure to have a solution that will enable you to enjoy your favourite activity while benefiting from travel insurance coverage, whether it’s backcountry skiing, downhill skiing, parachuting, para-skiing, scuba diving, rodeo riding, motor racing or ice hockey.

Talk with one of our agents at 1 844 386-8448 to obtain the full list of activities and sports that may be covered.

Do your lifestyle and the frequency of your trips outside Quebec mean that you require coverage several times over a period of 12 months?

An annual all-inclusive multi-trip insurance package is the perfect choice for you! Travel with peace of mind thanks to coverage that lasts all year for short trips. Options ranging from four to 180 days per trip are available. Call 1 844 386-8448 for assistance from an agent.

Have you already left the province without purchasing insurance for emergency medical expenses?

We are able to provide you with insurance solutions even after your departure. Speak to one of our agents at 1 844 386-8448 as soon as possible in order to rectify the situation.

Eureka Travel Insurance’s agents can help you find the ideal solution, based on the many offers available from different insurance companies.

* Please consult your insurance policy, paying particular attention to the provisions regarding eligibility and pre-existing health issues as well as any other exclusions, restrictions and conditions that apply to your coverage. Certain exclusions and benefit reductions may apply, which vary from one insurance company to another.